• 5,000 Bonus Miles After The First Purchase
  
• 1 Mile For Each Dollar Spent On Purchases
  
• Up To $100,000 In Travel Accident Insurance
  
• 1.9% Intro APR For Purchases And Balance Transfers
  
• Credit Line Up To $4,500
  
• Bilingual (English/Spanish), Braille And Large-Print Credit Card Statements

Through the airline reward program, cardholders earn one mile for every dollar spent on the card, which can be redeemed towards free travel on US Airways. After the first purchase is made, 5,000 bonus miles will be applied to the account, while up to 50,000 miles can be earned per year. Accumulated miles do not expire as long as there is activity on the account within a three-year period.

In addition to the reward program, cardholders can expect common benefits offered by Bank of America, such as up to $100,000 in travel accident insurance, auto rental insurance and online account access. Unfortunately, this card does not offer additional miles for selected purchases or services, which may be a slight disappointment.

The interest rate for purchases and balance transfers is reasonable for a reward card, though not ideal for those who plan to carry a balance. There is also a low introductory rate that applies to purchases and balance transfers for six months and the annual fee is about average for an airline reward card. However, there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.

Therefore, those who frequently fly with US Airways, plan to pay in full each month (to avoid finance charges), and will be able to redeem a free ticket within a two-year period (due to it's annual fee of $50), will benefit most from what the US Airways Dividend Miles Visa® Classic Card has to offer.

Those with very good credit may want to consider the platinum credit card, which offers additional benefits but with a higher annual fee.