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AVON Platinum VisaŽ Card

  • Enjoy AVON BEAUTY Rewards Points
  • Enjoy AVON BEAUTY Rewards Certificates
  • Enjoy A Low Introductory Rate
  • Earn A $25 With The First Purchase
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
0%*
6 Months*
12.24%*
None*
Yes*
Good Credit*
Issued by: Bank One
* Please see the card issuers' websites for additional details and the terms and conditions of each card program. We make every effort to maintain current and accurate information. All credit card information is presented without warranty. To see full program details, click on the "Apply Now" then review the issuer's website.

Card Review:
The AVON Platinum Visa® Card, issued by Bank One, is designed for those with very good credit who plan to take advantage of the reward program offered.

Through the AVON Beauty Reward program, cardholders earn one point for every dollar spent on general purchases (equivalent to a 1% rebate). Once 2,500 points is earned, the cardholder will be sent a certificate valued at $25, which can be redeemed for AVON products. Cardholders will receive an AVON gift valued at $25 with their first purchase.

In addition to the reward program, the card also offers platinum cardholder benefits provided by Bank One that include up to $500,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

Aside from the cardholder benefits, the card has a reasonably low interest rate for purchases and balance transfers, a 0% introductory rate on purchases and balance transfers for six months, and no annual fee.

Those who plan to occasionally carry a large revolving balance may find doing so costly due to the "Two Cycles Average Daily Balance" method used by this credit card to determine finance charges. This ends up costing more to maintain an occasional balance as compared to the "Average Daily Balance" method used by many credit card issuers.

Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to frequently shop at AVON will benefit most from what the AVON Platinum Visa® Card has to offer.
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