Sony Platinum Visa® Card


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Sony Platinum Visa® Card
Back

0% Intro APR
No Annual Fee
Full Platinum Benefits
1 Point Per Dollar Spent On Your Everyday Purchases
3 Points Per Dollar Spent On Sony Products
8 Points Per Dollar Spent At Sony.com/mysony
Exclusive Bonus Point Opportunities Online
Redeem Points For Sony CDs, DVDs, Movie Tickets, Games, Electronics And More

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 Months*	12.24%*	None*	Yes*	Good Credit*

Issued by: Bank One

* Please see the card issuers' websites for additional details and the terms and conditions of each card program. We make every effort to maintain current and accurate information. All credit card information is presented without warranty. To see full program details, click on the "Apply Now" then review the issuer's website.

Card Review:

The Sony Platinum Visa® Card, issued by Bank One, is designed for those with very good credit who are looking for a card with a unique reward program.

Through the reward program, cardholders earn one point per dollar for general purchases, three points per dollar spent on Sony products, and eight points per dollar spent at www.sony.com/mysony. Points can be redeemed for Sony CDs, DVDs, games, movie tickets, and electronics. There is a maximum of 250,000 points that can be earned per year and earned points expire in five years. Cardholder's also receive 1,500 bonus points after the first purchase.

In addition to the reward program, the card offers the platinum cardholder benefits provided by Bank One, such as up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

The card has a reasonably low interest rate for purchases and balance transfers, no annual fee, and a 0% introductory rate that can be applied towards purchases and balance transfers for the first six months of membership.

However, finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method in applying finance charges for those who occasionally carry a balance as compared to the "Average Daily Balance" method used by most card issuers.

Therefore, those who plan to spend at Sony or shop online at www.Sony.com (to earn the maximum amount of reward points) and plan to pay in full each month after the introductory rate expires (to avoid finance charges), will benefit most from what the Sony Platinum Visa® Card has to offer.

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