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- 15,000 Bonus Miles After The First Purchase
- 1 Mile For Every $1 Spent In Purchases
- Free One-Way, 1,000 Mile, One-Class Upgrade Certificate
- $25 United Discount Travel Certificate
- Up To 11 Miles For Every $1 Spent At Participating Restaurants Nationwide
- No Pre-Set Spending Limit
- Zero Liability On All Unauthorized Purchases (Online or Offline)
- Travel And Emergency Assistance
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed
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None*
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None*
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15.24%*
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$60*
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Yes*
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Good Credit*
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| Issued by: Bank One |
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* Please see the card issuers' websites for additional details and the terms and conditions of each card program. We make every effort to maintain current and accurate information. All credit card information is presented without warranty. To see full program details, click on the "Apply Now" then review the issuer's website.
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| Card Review: |
The United Mileage Plus Signature Visa® Card, issued by Bank One, is designed for those who travel frequently with United Airlines and have a good credit history.
Through the reward program, cardholders earn one mile for every dollar spent on the card, which can be used for travel on United Airlines and can be combined with the United Airlines frequent flyer program. New applicants receive 15,000 bonus miles and up to 11 additional miles can be earned at participating restaurants.
There is a yearly limit of 60,000 miles that can be earned (10,000 per billing statement). The mileage limits do not include bonus miles. However, for those who are members of the Mileage Plus Premier®, Premier Executive®, or Premier Executive® 1K®, there is no maximum number of miles that can be earned per billing period or per year. Miles do not expire as long as the frequent flyer account remains active within a three-year period.
In addition to the reward program, the card offers a variety of additional cardholder benefits, such as a free one-class upgrade certificate, a $25 United discount travel certificate, up to $1,000,000 in travel accident insurance, lost luggage insurance, trip delay insurance, a personal concierge service, fraud protection, and various travel and emergency assistance services.
This card has an average annual fee of $60 and a reasonable APR for all transactions, as compared to other airline reward cards; however, there is no introductory rate available.
The card uses the “Average Daily Balance” method in determining finance charges, which is less costly when carrying occasional balances, as compared to the "Two Cycles Average Daily Balance" method that is frequently used by Bank One.
Therefore, those who can afford to pay in full each month (to avoid finance charges), currently fly with United Airlines (to combine earned miles with the frequent flyer program), and are able to earn a free airline ticket within a two-year period (due to the annual fee), will benefit most from what the United Mileage Plus Signature Visa® Card has to offer. |
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