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- No annual fee*
- $500,000 in travel accident insurance, auto rental insurance, and an extended warranty for purchases*
- 0% introductory rate that can be applied towards balance transfers for the first twelve months*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed
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0.00%*
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12 Months*
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10.24% Variable *
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None*
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Yes*
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Good Credit*
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| Issued by: Providian |
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* Please see the card issuers' websites for additional details and the terms and conditions of each card program. We make every effort to maintain current and accurate information. All credit card information is presented without warranty. To see full program details, click on the "Apply Now" then review the issuer's website.
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| Card Review: |
The Providian Platinum Visa® Card, issued by Providian, is designed for those with very good credit who are looking for a low interest rate credit card.
Cardholders can also expect common platinum benefits that include up to $500,000 in travel accident insurance, auto rental insurance, and an extended warranty for purchases.
The card has no annual fee, a 0% introductory rate that can be applied towards balance transfers for the first twelve months, and a reasonably low interest rate for purchases and balance transfers once the introductory rate expires (for those who qualify).
It is important to note that the card applies the "Two Cycles Average Daily Balance" method to determine finance charges, which ends up costing more to maintain an occasional balance compared to the "Average Daily Balance" method used by many credit card issuers.
In conclusion, those who qualify for the lowest rate offered and plan to take advantage of the introductory offer will benefit most from what the Providian Platinum Visa® Card has to offer. |
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